InsurancePlus is a niche short-term insurance product targeted exclusively at the professional and graduate market. The product is designed specifically with the needs and understanding of the graduate / professional in mind, and offers unique benefits with which existing products cannot compete.
What does the "plus" stand for?
This product offers the policyholder more than just short-term insurance. The policyholder enjoys the normal benefits of short-term risk cover, plus a direct, quantifiable, additional financial benefit.
What makes it unique?
The aim of the InsurancePlus product is to give the maximum financial benefit to the policyholder at the same, or a reduced premium as currently paid by the professional or graduate on existing insurance.
What is the real benefit to me?
The benefit accrues to policy holders into two categories:
- Category "A" corresponds to policy holders continuously insured with InsurancePlusWorld without interruption for a period less than 3 years.
- Category "A-Plus" corresponds to policy holders continuously insured with InsurancePlusWorld without interruption for a period of 3 years and longer.
(see: Online Calculator and "How big is my financial benefit" / Financial Benefits )
It has been statistically proven that professional people have a lower risk profile and tend to be less claims-intensive than non-graduates and non-professionals. The integrity and responsible behaviour of professionals and graduates in the handling of their own short-term insurance affairs make it possible to turn the policyholder into the biggest single financial beneficiary of the short-term premium payments.
